How to participate

1) Complete this on-line form.
2) Call Vanguard at 800-662-2739 and say that you want to join the 403b plan #10197911 administered by the Rabbis and Cantors Retirement Board.  Ask Vanguard to send you an email with the enrollment link and complete the form.
3) Complete the Employer Adoption Agreement
a. If you are employed by a synagogue, the synagogue must complete the online Employer Adoption Agreement found here.
b. If you are employed by another non-profit, then the non-profit can either participate in the plan (by completing this form), or you can participate directly.  If the non-profit participates, it can deduct your contributions from your paycheck, or if you participate directly you can send in contributions yourself.
c. If you are self-employed, you need to participate in the plan directly.
4) If your employer will be deducting your contributions from your paycheck, you should complete the Salary Reduction Agreement form, and give it to your employer. This form does not have to be submitted to Vanguard or to us.